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Ten Tips About North Carolina Car Accident Claims

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Ten Tips About North Carolina Car Accident Claims

North Carolina Car Accident Claims

    1. Report the accident to your automobile Insurance Carrier. Unless you were performing work for your employer at the time of the accident, your carrier is responsible for your medical bills regardless of who caused the accident under North Carolina No Fault Law. Make clear to every health care provider who treats you that you were injured in an automobile accident and provide your car insurance information for billing purposes. If your automobile carrier refuses to pay any bills or denies authorization for treatment, you may want to consider obtaining assistance from an attorney familiar with the law regarding automobile Personal Injury Protection (“PIP”) benefits (source: https://www.stephenbabcock.com/car-accident-lawyer/).
    2. One more tip about medical bills. Check the coverage contained in your automobile insurance policy regarding PIP benefits. The declaration sheet (a 1 or 2 page summary of coverage) will provide details. You should know your deductible and co-pay amounts for medical bills. Keep track of the bills, what is paid and what you owe. It should not exceed your deductible and co-pay amount. Submit the amount due to your health insurance carrier, if you are insured or ask your attorney to contact the health care provider to request that they accept a lien on any settlement or judgment he or she may obtain for you. Medical providers will sometimes agree and not turn the bill over for collection. Do not let bills go into collection. It is bad enough you are hurt physically, stay out of trouble economically.
    3. If you are unable to return to work immediately due to your injuries, make sure to report it to your employer, if you have filed a claim with the phiadelphia pa car accident law firm make sure to ask them for a report so that you can show at work. Follow all policies and procedures. Get a note from your doctor advising that you are under his or her care and project when you may return to work. Provide the original to your employer and keep a copy. If your company is large enough and you have worked long enough, the employer, in most situations, must hold your job or a comparable job for up to 12 weeks (without pay) under the Family Medical Leave Act. Some employers have more liberal policies. Understand your rights and keep your employer advised of your status. Do not add to your problems by being fired.
    4. If you lose income from being out of work due to your injuries, you may be entitled to North Carolina State Disability Benefits (if you are out more than one (1) week) and Salary Continuation Benefits from your automobile insurance carrier. Check your policy and contact your local State Unemployment Disability Office about applying for benefits or check out the Temporary Disability website online at www.NJ.gov/labor/tdi/tdiindex.htm1 for further information. Your attorney may also be able to assist you in obtaining such benefits. Finally, keep track of your lost income – you may be able to recover it from the other driver.
    5. If your car is damaged and you have insurance to repair it, use it. It is usually faster and you get paid for it! If the accident was not your fault, your automobile insurance carrier will get reimbursed by the other driver′s insurance carrier, including money for your deductible. If the other driver′s insurance carrier contacts you about the property damage, listen to whatever proposal they have. You may want to consider it. If you are asked to give a statement about your injuries or how the accident happened over the phone, you may want to consider contacting your lawyer before doing so and listen to his or her advice. Car wreck lawyer in Houston is a real expert in this field.
    6. Your right to seek compensation for your pain and suffering from someone who caused an accident is governed by the type of automobile insurance you have. Specifically, if you have what is called “Verbal Threshold” or “Lawsuit Threshold” coverage as opposed to “No Threshold” coverage, your policy may be cheaper; but if you are hurt in an auto accident, you cannot sue the person who caused the accident unless you have what the Court considers to be a “permanent” injury. How do you know what kind of policy you have? Look at the Declaration Sheet – usually a one or two page summary of coverage and see what it says. You should take time to review your policy with your insurance agent to find the best coverage for you.
    7. Now for some advice on preserving evidence take help from the reputed law firms such as Fresno car accident law firm. If your car is badly damaged, you or someone you know should take photographs with a good camera before the damage is repaired. Make sure to include the license plates, front and back, in a couple of shots. Your attorney may know a good photographer or investigator for this purpose.

– Also read: What Is A Ticketable Careless Driving Offense.

    1. Likewise, if you have suffered visible bruises, lacerations or swelling, take photographs with a good camera and date them. Again, it may be best to have a professional take the photographs.
    2. More about benefits. Your automobile insurance carrier may provide other benefits for you – car rental money, payment for appliances and devices needed to accommodate your injuries, essential services money to assist in daily living. Know your policy and talk to your agent.

– Read related: Car Rental Panama city Panama.

  1. Finally, there are time limits to filing a lawsuit in North Carolina for personal injuries so do not sit on your rights or you may waive them. Contact accident attorney, Brian Guralnick, or who is familiar with personal injury law, or check this jury selection for DUI case or resources from Heninger Garrison Davis.
    Source: https://www.hornsbywatson.com/personal-injury/tractor-trailer-accidentsRelated: What to do if construction site falls?

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